Two of the biggest hurdles many prospective home buyers face preparing to purchase a home are:
1) A credit score below the minimum requirements
2) Not enough money saved to cover down payment and closing costs
This can be very disheartening when you want a house and want it now. Yet with some guidance from the right people and self discipline in implementing their recommendations, you can often overcome these hurdles within a relatively short time frame.
If you are in this situation, rest assured you are not alone. I meet enough people in this very predicament that I saw a need to put together this post to point you in the direction to find some hope and assistance.
One of those is a nonprofit organization called GreenPath Financial Wellness. They have been around for more than 60 years and provide assistance in overwhelming debt, foreclosure, bankruptcy, or credit challenges. If you need improvement in credit, they can help you put together strategies to improve it. If you need to save money needed to close on a house, they can help you put a plan together for setting aside funds and growing your savings. I encourage you to make the free phone call (800-550-1961) to learn how they can help in your personal situation. You have nothing to loose and a whole lot to gain.
Another great resource in regards to credit score improvement is Credit Guy TV. I have seen Dave Sullivan speak on multiple occasions and he is so full of great information and pointers. His website is loaded with videos to help you transform your credit. Definitely check it out.
If home ownership is a true and real dream that you wish to come true, know that it can! And there are people and services to help you realize it. And I will be here to assist you on the real estate end and finding the right home once you are ready.
